The insertion-hint ritual, wrapped once (Appendix A): compute the NICR, pick
numTrials from the list size, get an approximate hint, then refine it to the
exact { upperHint, lowerHint } via findInsertPosition. The caller supplies the
RESULTING entire debt (for an open: draw + getBorrowingFee(draw) + 200); this
does not compute the debt itself.
The insertion-hint ritual, wrapped once (Appendix A): compute the NICR, pick
numTrialsfrom the list size, get an approximate hint, then refine it to the exact{ upperHint, lowerHint }viafindInsertPosition. The caller supplies the RESULTING entire debt (for an open:draw + getBorrowingFee(draw) + 200); this does not compute the debt itself.